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1:21
The Federal Reserve just raised interest rates for the first time since 2023, and they hinted at 1 more rate hike possibly this year. How does that change your money? Here are 4 ways: 1️⃣ Your credit card, HELOCs, and adjustable rate loans are tied to the prime rate, and they are going to get more expensive within 1-2 cycles. If you carry a credit card balance, paying it down now is the best guaranteed return you can get. 2️⃣ your high yield savings should earn more if your bank passes the rate
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Your grandparents’ financial advice will get you smoked in 2026. Save money, buy a house, and hold rentals. That worked when interest rates were low and houses were cheap. That world is gone. Mortgages at 7%. Prices at all time highs. Rents coming down in some markets. The math that made real estate a no-brainer in 2020 has completely flipped. What’s your financial strategy right now?
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