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🌾🏡 USDA loans have fully reopened, and applications submitted on or after Nov. 4, 2025 now follow the 29% PITI guideline. 🌿✨ Thinking about buying in a quiet, rural, or small-town community? A USDA loan might open the door for you. These loans are designed to make homeownership more attainable in eligible areas. Basic USDA Guidelines: • Steady income to support monthly payments debts • The home must be in a USDA-approved location • Your household must fall within USDA income limits If you’re
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