🚨 Divorce 401(k)? You need to know about the “Rule of 72(t) Exception” If a 401(k) is transferred to you in a divorce, there’s a one-time opportunity many people miss ⬇️ 💡 You can take ONE withdrawal without the 10% early-withdrawal penalty ✔️ Divorce-related transfer ✔️ One-time distribution only ❌ Not a recurring income strategy ⚠️ Important: You WILL still pay income taxes on the amount withdrawn. ✅ Pros • Avoids the 10% early withdrawal penalty • Can help with legal fees, housing, or cash

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