If you’re planning to buy a home in Arizona: I guide buyers step-by-step through the mortgage process so nothing catches them off guard later. Reach out when you’re ready for clarity. 📞 (602) 321-2470 📧 cristiang@barrettfinancial.com Cristian Guerra | Mortgage Broker NMLS #2276886 Barrett Financial Group, LLC | NMLS #181106 Equal Housing Lender. All loans subject to credit approval and underwriting guidelines. This is not a commitment to lend. AZ Licensed.
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Most people don’t skip buying a home because they can’t. They skip it because they don’t have real info. Here’s what buyers in Arizona need to know: Down payment (real numbers): • VA buyers: $0 down for eligible vets active duty • FHA: as low as 3.5% down with a 580 score • First-time buyers: state county programs can help cover 3–6% of the loan for down payment and/or closing costs AZ programs buyers actually use: • HOME PLUS – up to 4% assistance statewide • Home in Five (Maricopa County) – up
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