FICO® Scores are the industry standard in credit scoring, with expertise in developing credit scores for over 30 countries, supporting financial inclusion across the credit ecosystem.

Get FICO Scores used by 90% of top lenders. Access credit scores, reports, monitoring, and identity theft protection in one place for confident applications

FICO (legal name: Fair Isaac Corporation), originally Fair, Isaac and Company, is an American data analytics company based in Bozeman, Montana, focused on credit scoring services.

Nov 6, 2025 · A FICO score is a credit score that lenders use to evaluate a borrower's creditworthiness and is based on aspects of their credit history, such as payment history and current indebtedness.

Sep 5, 2025 · A FICO® score is a particular brand of credit score that helps lenders determine how likely you are to pay back a loan. It is used by Fannie Mae and Freddie Mac.

As the pioneer of credit scores derived from financial data, FICO integrates trended data, rental payment history, telecom records, and consumer-permissioned data to create a more comprehensive, …

As more consumers take control of understanding their credit health, myFICO’s free FICO® Score program has provided millions with the tools and education to help them succeed As more …

Dec 9, 2025 · Learn how, why, and when to order copies of your free annual credit report.

Learn what a FICO Score is and how it's calculated using factors like payment history, credit utilization, and credit mix to assess your creditworthiness.

FICO is an analytics company that is helping businesses make better decisions that drive higher levels of growth, profitability and customer satisfaction.