Credit card debt forgiveness through settlement can dramatically reduce a $75,000 balance, sometimes by tens of thousands of ...

"Federal Trade Commission rules include an advance-fee ban," says Pack. "This rule prohibits a debt relief company from ...

HomeLight survey reveals 80% of lenders report rising debt ratios. Loan officers warn against waiting for lower rates as ...

Buy Side's best overall choice for debt consolidation is LightStream, which offers some of the lowest advertised APRs and ...

As of September 10, 2025, the average home equity loan rate is 8.23%, according to Bankrate’s regular survey of rates. The ...

Consolidating credit card debt with a personal loan means taking out a new personal loan, using the loan proceeds to pay off credit card balances and then paying off the new loan.

In basic terms, a home equity loan is money you’re borrowing using your home as collateral. The equity in your home equals how much of your home’s value you actually own (not counting the mortgage you ...