Economic issues are sending credit scores lower nationwide. Here's what's fueling the drop — and how to respond.

Credit agencies with different data sets and algorithms, writes Lesley-Anne Scorgie, can result in a differrent credit score ...

For many people struggling with debt, credit card settlement feels like a quick relief. The bank or lender allows you to pay ...

The average FICO score fell to 715 in April, down one point since January and two points from a year earlier. For consumers, ...

We all know that not paying bills on time or carrying a hefty balance on credit cards will dent our credit score. But there’s ...

Crowned Credit is redefining the credit repair process, helping individuals and businesses recover from past financial setbacks with fast, ...

Current reports on achieving a perfect credit score of 850, highlighting its rarity and emotional impact, while promoting ...

Reps. Young Kim and Janelle Bynum introduced the Credit Access and Inclusion Act to expand what counts as credit history.

Why low scores are a barrier to finances. A score of 500 or less is very low and will often cause loan and credit card ...

To help decide which type of rewards credit card makes the most sense, look over your budget to see where you spend the most ...

The average FICO credit score fell in 2025—the largest drop since 2009—as student loan delinquencies returned after pandemic protections ended.

Understanding what's in your credit report can help you make better decisions about credit. Your report is divided into four ...