Consumer Reports recommends contacting your loan servicer to discuss repayment options. Borrowers should find out which plan best matches their current financial situation. For those already in ...

Are you between jobs in Canada? Learn how to prioritize bills, negotiate with creditors, use EI and relief programs, and stay financially stable during a job gap.

Credit card debt forgiveness through settlement can dramatically reduce a $75,000 balance, sometimes by tens of thousands of ...

Managing finances often means juggling multiple priorities such as clearing existing debts, planning for life milestones, or ...

"Federal Trade Commission rules include an advance-fee ban," says Pack. "This rule prohibits a debt relief company from ...

HomeLight survey reveals 80% of lenders report rising debt ratios. Loan officers warn against waiting for lower rates as ...

Buy Side's best overall choice for debt consolidation is LightStream, which offers some of the lowest advertised APRs and ...

Key takeaways Debt consolidation can simplify your finances and potentially lower your interest rate. There may be upfront costs that can offset potential savings. People with good credit may qualify ...

The Trump administration’s announcement this week that it will restart debt collection on defaulted student loans means some borrowers will feel the consequences as early as next month. Defaulting on ...

Consolidating credit card debt with a personal loan means taking out a new personal loan, using the loan proceeds to pay off credit card balances and then paying off the new loan.