Key takeaways Debt consolidation can simplify your finances and potentially lower your interest rate. There may be upfront costs that can offset potential savings. People with good credit may qualify ...

(InvestigateTV) — From credit card balances to daily expenses, millions of Americans are struggling to stay ahead off their debt. But Matt Schulz, chief consumer finance analyst with LendingTree, said ...

Although lenders differ, most require that borrowers have a good credit score, a low debt-to-income ratio and a steady income. Some lenders cater to borrowers with lower credit or allow for co-signers ...