A Technologist? Really? When asked what they want to be when they grow up, most kids will answer: police officer, actor, astronaut, vet. But not Zilch co-founder Philip Belamant. Even back then, he ...

Credit-card debt is soaring, interest rates on balances have moved into the 30% range on many cards, and delinquencies and bankruptcies are rising. The statistics are grim as consumers fight to keep ...

Credit unions present themselves as the "good guys," non-profit member-run organizations incapable of engaging in predatory financial services. While this is true for many, my research has uncovered ...

When it comes to economic indicators, the big national metrics don’t always reflect what is happening in ordinary households. But ...

The problem with the credit-card industry isn’t just credit-card companies — it’s you too. This week the Senate takes up a bill that would seriously clamp down on some of the industry’s most unsavory ...

It is not often that a judgment from the Fifth Circuit Court of Appeals in New Orleans provokes outrage in the pages of the Financial Times. But that is what happened earlier this month. A ruling in ...

If you didn't know much about someone, would you lend them a whole lot of money? Probably not—and banks are the same way. That's why people with no credit history often have trouble getting loans.

Robb Sommerfeld used a popular business credit card to help manage finances at National Center for Craftmanship (NCC), a nonprofit where he serves as an executive director — until the bank suddenly ...

Responsible borrowers are locked out of the global financial system for reasons beyond their control. A study looking at shopping habits offers a novel solution.

(THE CONVERSATION) If you didn’t know much about someone, would you lend them a whole lot of money? Probably not – and banks are the same way. That’s why people with no credit history often have ...