Despite rising inflation and elevated interest rates, Americans are still using their credit cards. A Boston Federal Reserve ...

New Visual Report Includes VantageScore® 3.0 Credit Score and Easy-to-Read Graphics for a Comprehensive View of Current and Past Credit Activity "Equifax plays an important role in the financial lives ...

Average FICO scores have dropped for the second year in a row to a loan not seen since the Great Recession. This might sound ...

Mortgage debt is the primary driver behind rising credit balances Consumer credit delinquencies have reached their highest level in five years, according to the January 2025 edition of CreditGauge ...

There’s been a big uptick in consumer debt this spring. The Federal Reserve reports that consumer credit in April rose by nearly $18 billion, or 4.3% on an annualized basis. That was a lot more than ...

With holiday shopping in full swing, the Consumer Financial Protection Bureau is warning credit card companies it’s on to their illegal bait-and-switch rewards tactics used on consumers. Some credit ...

U.S. household debt increased by $185 billion in Q2 2025, reaching $18.39 trillion. Mortgage balances saw the largest quarterly growth, rising by $131 billion to $12.94 trillion. Serious delinquency ...

The Mortgage Collaborative (TMC), the nation’s largest independent cooperative network for mortgage lenders, has added FICO, ...

Consumer credit in the U.S. surged to $16.01 billion in July, a significant increase from the previous month’s $9.61 billion. This marks an absolute rise of $6.4 billion, or approximately 66.6%, ...

A regulator’s decision to allow a big change to the way mortgages are underwritten is meeting a mixed reception from housing and finance professionals. “Effective today, to increase competition to the ...