Debt can be overwhelming, and when bills pile up, many people look to credit repair, debt consolidation, or debt relief ...

Americans are carrying a total of $1.2 trillion in credit card debt. But Affinity Plus says debt consolidation programs can help save money.

Debt consolidation can simplify your finances and potentially lower your interest rate. There may be upfront costs that can offset potential savings. People with good credit may qualify for better ...

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If you're juggling multiple credit cards—each with different interest rates, payment dates, and amounts—you’re not alone. Many people face this same challenge. Credit card interest rates have risen in ...