Tragedy and necessity lead to leadership opportunities that once seemed unimaginable. The challenge now: to make them last. Cynthia Ikirezi (center) beams with her fellow prefects, student leaders, at ...

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

In the wake of the Secure Act, a wide-ranging piece of retirement legislation passed in 2019’s waning days, the death of the stretch IRA and delayed required minimum distributions received the lion’s ...

Monitor total annual contributions to both Roth and traditional IRAs to avoid penalties. Remove excess contributions by tax deadline to escape a 6% yearly tax. Recharacterize Roth excess to a ...

Starting RMDs at age 73 is mandatory for traditional IRAs to ensure that you pay taxes on your savings. Missing your full RMD triggers a 25% penalty, which can be ...

Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor (CRPC), Retirement Income Certified Professional (RICP), and a Chartered Socially Responsible Investing ...

Ira Winderman is a sports reporter for the South Florida Sun Sentinel, specializing in coverage of the NBA and Miami Heat, having covered the team since its 1988 inception. He is a co-author of The ...