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With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Life insurance trusts, particularly irrevocable life insurance trusts (ILITs), can minimize estate taxes and protect your heir's inheritance.

Key market opportunities include mastering Integrated Resource Planning to navigate policy shifts, technological adoption, and reliability standards. There is potential for growth in energy storage, ...

The upcoming CPI report will highlight persistent inflation, especially in gasoline, energy, apparel, and shelter, which consumers faced in October. View the full analysis here.

If you’ve already started your estate planning, congratulations — you’re ahead of the curve and protecting what matters most! As of 2025, only about 24% of American adults have a will or estate plan, ...