Buy Side's best overall choice for debt consolidation is LightStream, which offers some of the lowest advertised APRs and ...

As of September 10, 2025, the average home equity loan rate is 8.23%, according to Bankrate’s regular survey of rates. The ...

HomeLight survey reveals 80% of lenders report rising debt ratios. Loan officers warn against waiting for lower rates as ...

Consolidating credit card debt with a personal loan means taking out a new personal loan, using the loan proceeds to pay off credit card balances and then paying off the new loan.

Americans are carrying a total of $1.2 trillion in credit card debt. But Affinity Plus says debt consolidation programs can help save money.

A cash-out refinance replaces your current mortgage with a new, bigger one and converts the difference between the two ...

SoFi reports that home equity loans include fixed-rate loans, HELOCs, and cash-out refinancing, with options varying based on ...

The Federal Reserve has cut rates for the first time in 2025 and signaled more cuts are likely to happen this year. Following its Sept. 17 meeting, the Fed reduced rates by 0.25 of a percentage ...

In basic terms, a home equity loan is money you’re borrowing using your home as collateral. The equity in your home equals how much of your home’s value you actually own (not counting the mortgage you ...

Credit card debt forgiveness through settlement can dramatically reduce a $75,000 balance, sometimes by tens of thousands of ...

Private student loan interest rates could soften, but federal loans are still a better option for most borrowers.

The Federal Reserve lowered interest rates Wednesday. Here’s what that means for your mortgages, car loans and credit cards.