Americans are carrying a total of $1.2 trillion in credit card debt. But Affinity Plus says debt consolidation programs can help save money.

When you need to borrow money, personal loan vs. line of credit can be confusing. Learn the key differences, benefits and how to choose the right option.

One path is loan rehabilitation. What you’ll need to do depends on your loan type and who holds it, so reach out to your loan holder. For Direct Loans or F-F-E-L Program Loans, you agree to make ...