There are many reasons that push people into debt. For some, it’s the result of an emergency expense or sudden unemployment. For others, it’s simply a matter of spending more than they earn. And ...

A few years later, after experiencing layoffs, addiction issues, and mounting medical bills, Mike’s finances collapsed. He ...

As you near retirement, “ begin with the end in mind ,” as noted by Stephen Covey, author of The 7 Habits of Highly Effective ...

Whatever’s left becomes your “debt attack” money. Even $500 to $1,000 extra per month toward high-interest balances can ...

Discover the debt snowball method for eliminating debt effectively. Learn its advantages, drawbacks, and how it compares to ...

W hen Renee from New Orleans called into The Ramsey Show, she revealed a painful family story: her dad consolidated three Parent PLUS loans — taken out years ago for his daughters' education — and now ...

The study found that for those who prioritize “lifestyle and financial breathing room,” then Southern and Midwestern cities ...

According to Ramsey, if Mark and his wife stay disciplined, there's still a way forward. "Basically, you're like 72 years old ...

Should I prioritize paying off my smallest debt first or the one with the highest interest? When you’re staring down a mountain of debt, it’s only natural to want to get to flat land as quickly as ...

Most financial advice tells you to contribute to your 401(k) no matter what, especially when your employer offers matching. Dave Ramsey disagrees. The bestselling personal finance author believes if ...

During a recent episode of “The Ramsey Show,” James told co-hosts Dave Ramsey and George Kamel that his parents had taken out a $13,000 Parent PLUS loan to help cover his college costs. The problem?

Nick’s sitting on a classic money dilemma: take the $150,000 his wife has in a stock portfolio from her old job and knock ...