The average FICO score fell to 715 in April, down one point since January and two points from a year earlier. For consumers, ...

Consolidating credit card debt with a personal loan means taking out a new personal loan, using the loan proceeds to pay off credit card balances and then paying off the new loan.

A student credit card, when used responsibly, can help you establish a credit history, build your credit score and develop ...

A financial advisor is a smart choice if you need help managing your money, says R.J. Weiss, a certified financial planner ...

About 18% of Generation-Z have never checked their credit score. Among those who feel stressed about their credit, 62% said ...

While AI can initiate conversations that may lead to solutions, it cannot negotiate lower interest rates like a human counselor. Lisa Gurganus emphasized the importance of confronting debt: "The fact ...

Credit counseling provides education to help eliminate your debt with better money management. Credit counselors help craft a ...

Recent reports show that while home values have appreciated over the past several years, the cost of maintaining homeownership, including mortgage payments, property taxes, insurance, utilities, and ...

Despite earning incomes comparable to White non-Hispanic clients, Asian American clients carry the highest unsecured debt levels of all racial groups MMI counseled during the first half of 2025, ...

Low-income families in the Medford area are getting more support in the fight against homelessness. Consumer Credit ...

We all know that not paying bills on time or carrying a hefty balance on credit cards will dent our credit score. But there’s ...

Redwood Credit Union (RCU) members have collectively saved more than $1.5 million in just eight months thanks to a suite of ...