Consolidating credit card debt with a personal loan means taking out a new personal loan, using the loan proceeds to pay off credit card balances and then paying off the new loan.

Who wins and who loses when the Fed rate changes? Here's how to protect your money and position your finances strategically ...

What will save you real money is to stop waiting on the Fed to lower rates. If you can’t clear your balance with one or two payments, see if you qualify for a zero-rate balance transfer card, which ...

Interest rates for credit cards and some other loans will head down, now that the Fed has cut short-term interest rates for the first time in 2025.

The Federal Reserve cut its benchmark by a quarter point. Here’s what that means for the borrowing and savings rates you pay.