Buy Side's best overall choice for debt consolidation is LightStream, which offers some of the lowest advertised APRs and ...

Key takeaways Debt consolidation can simplify your finances and potentially lower your interest rate. There may be upfront costs that can offset potential savings. People with good credit may qualify ...

Consolidating credit card debt with a personal loan means taking out a new personal loan, using the loan proceeds to pay off credit card balances and then paying off the new loan.

A debt consolidation loan may help you save money or get a lower monthly payment, even if you have fair credit. If you're carrying a large balance on your credit card, a debt consolidation loan might ...