News

Credit card debt piling up? Here's what you need to know in order to stop the stress and start moving forward.
Total household debt reached $18.39 trillion in the second quarter of 2025, with credit card balances alone topping $1.21 ...
In addition to simplifying payments and lowering interest charges, the main advantage of a debt consolidation program is the more lenient credit requirements co ...
It seems like it's easier than ever these days to charge your credit card. However, those purchases and interest add up ...
Freedom Debt Relief reports that with the end of the federal pause on student loan collections, borrowers face potential wage garnishment. Options exist to avoid it, including loan rehabilitation or ...
Consolidating credit card debt with a personal loan means taking out a new personal loan, using the loan proceeds to pay off credit card balances and then paying off the new loan.
If you’re drowning in debt, you might consider credit counseling. Credit counselors can help you make a plan to tackle your debt and educate you on managing your money. The U.S. Department of Justice ...
One way to help manage credit card balances that finance experts swear by is the 20% rule. “ [A rule that] recommends keeping ...
In 2020, the federal government paused collections efforts on defaulted federal student loans, part of pandemic relief efforts. While Congress said payments would start again in 2023, the pause ...
With increasing debt vulnerabilities, domestic debt may become an important—though still distinct––part of debt restructurings. This paper aims to contribute to the discourse by examining the factors ...