CDs offer less flexibility than savings accounts and lower returns than the stock market. Are CDs ever worth it?

This article tackles the benefits and drawbacks of CDs to help you make an informed decision about where to keep your money.

CDs give you fixed returns, but locking up your cash can backfire. Here's how to know when it makes sense and when it doesn't ...

CDs feel safe, but they can limit your access, earnings, and financial freedom. Here's how to spot the risks before locking ...

Both savings vehicles have competitive interest rates now, but only one offers predictable, guaranteed interest.

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, ...

After cutting rates late last year, the Federal Reserve will soon make its first rate decision of 2026. Here’s how the ...

Certificates of deposit offer guaranteed yields of up to 4.35% APY today, letting you secure stable returns that completely eliminate guesswork about your earnings. These rates deliver more than 10 ...

(APY) between . Available terms range from three months to 10 years, and there’s no minimum deposit required to open an ...

Savings ticked down, while one-year CDs were unchanged today. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on ...

The interest-earning potential with either account is significant now, but only one will guarantee those returns.