Buy Side's best overall choice for debt consolidation is LightStream, which offers some of the lowest advertised APRs and loan amounts of up to $100,000. Best Egg and Upstart also offer competitive ...

"Federal Trade Commission rules include an advance-fee ban," says Pack. "This rule prohibits a debt relief company from ...

Key takeaways Debt consolidation can simplify your finances and potentially lower your interest rate. There may be upfront costs that can offset potential savings. People with good credit may qualify ...

Americans are carrying a total of $1.2 trillion in credit card debt. But Affinity Plus says debt consolidation programs can help save money.

Credit card debt forgiveness through settlement can dramatically reduce a $75,000 balance, sometimes by tens of thousands of ...

Our team researched more than two dozen of the country’s most popular personal lenders, including large online companies like SoFi, big banks like Wells Fargo, and peer-to-peer lenders like Upstart.

Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. This ...

HomeLight survey reveals 80% of lenders report rising debt ratios. Loan officers warn against waiting for lower rates as ...

NEW YORK, NY / ACCESS Newswire / September 12, 2025 / In a perfect world, everyone would be debt-free. The reality, however, is that even responsible borrowers can fall behind on their payments and ...

Trea S. Branch is a personal finance writer based in Chicago. She has an M.B.A. from the University of Notre Dame, and her work has been featured in the Associated Press and several financial ...

SPONSORED CONTENT is content paid for by a partner. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Money Research Collective’s editorial team ...

CNBC Select looked at fees, interest rates and repayment options for different credit scores to find the best debt consolidation loans.