USDA loans are mortgages backed or funded by the U.S. Department of Agriculture. Also called USDA rural development loans or rural housing loans, USDA home loans feature low or no down payments and ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

USDA loans allow eligible homebuyers to get zero-down-payment mortgages in rural and suburban areas. Because they're backed by the U.S. Department of Agriculture, these loans have lower rates and ...

CrossCountry Mortgage is recognized as one of the top lenders for USDA mortgages. When it comes to mortgage types, USDA loans can be an attractive option. These loans have many benefits, including ...

USDA rural home loans (often called USDA Rural Development loans) remain fully available in 2025 for Maryland homebuyers. These mortgages offer 100% financing (no down payment) with competitive ...

The U.S. Department of Agriculture (USDA) announced on Friday that it has lowered the interest rates for its single-family housing (SFH) direct home loan programs as of March 1, according to an email ...

A no-down-payment mortgage allows you to finance 100 percent of your home, but you’ll likely still have to pay closing costs ...

Planet Home Lending, LLC (NMLS #17022) offers a range of mortgage products, including FHA, VA, USDA and jumbo loans. Planet Home Lending, LLC has 50 physical locations and operates in 49 states. It ...

USDA Rural Development sets income limits by household size and county. As of 2025, the standard income cap in most Iowa counties is $112,450 for 1–4 person households. These limits were recently ...