Take a look at the differences between these retirement savings plans Mark Cussen, CMFC, has 13+ years of experience as a writer and provides financial education to military service members and the ...

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. A simplified employee pension (SEP) ...

Picking the right retirement savings plan and maximizing retirement savings can be a complex landscape to navigate, but it’s key to staying fiscally fit in the twilight years. Retirement planning is ...

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The SEP IRA is one of the best ways for small businesses and individual business owners to help employees save for retirement, and they’ll be able to contribute even more in 2025 than in 2024. The SEP ...

The SEP IRA is a great starter plan for a small business because it is easy to set up and maintain. Also, it provides funding flexibility with discretionary contributions. But sometimes, a small ...

The SEP and Keogh retirement plans are two options open to small business owners who wish to establish a retirement program. Both offer tax deductions on contributions and deferred tax of earnings on ...

SEP IRAs have a maximum contribution of $72,000 in 2026. Employers must contribute the same salary percentage to each eligible employee's SEP IRA. Roth IRAs offer more flexibility with withdrawals, ...

A Simplified Employee Pension IRA (SEP IRA) is a traditional IRA for self-employed people and small-business owners. Many, or all, of the products featured on this page are from our advertising ...

The SEP IRA allows you to contribute up to 25% of your compensation, or $69,000 in 2024 and $70,000 in 2025. Remember, you ...