Consumers struggling with holiday spending hangovers may want to reconsider resorting to overdrafts on their checking accounts. Banks often market overdraft programs as a way for customers to smooth ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, ...

When a borrower needs quick funds, an overdraft and a personal loan are the two popular options that usually come to mind. Both financial products address the urgent need for finances. They can help ...

Capping overdraft fees may seem helpful, but will actually result in more banks simply not allowing overdrafts at all, writes Thomas Knapp. Getty Images The U.S. Consumer Financial Protection Bureau, ...