A liberalization clause in insurance adjusts your policy as laws change, ensuring continued compliance without extra cost.

Discover how own-occupation policies protect your income if you're unable to perform trained duties due to disability, plus ...

Around the time you receive your patient billing statement, you will also receive an explanation of benefits (EOB) from your insurance provider. An explanation of benefits is a document that explains ...

Casey Bond is a seasoned personal finance writer and editor. In addition to Forbes, her work has appeared on HuffPost, Business Insider, Yahoo! Finance, MSN, The Motley Fool, U.S. News & World Report, ...

When you purchase long-term care insurance, you're taking a step to plan for the additional cost of care that you may face later in life. And, that's an important considering that long-term care ...

The benefits of long-term disability policies are often offset by the amount of Social Security and retirement benefits you qualify to receive. In other words, the benefit will only pay the difference ...

Fiduciary liability insurance protects a business from claims that a benefits plan was mismanaged. Learn what fiduciary ...

It can be expensive to age in America – especially if you end up needing long-term care in a nursing home or via an in-home health care worker. One year in a private nursing home room, for example, ...