Debt consolidation can simplify your finances and potentially lower your interest rate. There may be upfront costs that can ...

In addition to simplifying payments and lowering interest charges, the main advantage of a debt consolidation program is the ...

If you’re drowning in debt, you might consider credit counseling. Credit counselors can help you make a plan to tackle your debt and educate you on managing your money. The U.S. Department of Justice ...

If you’re struggling with crushing credit card debt and mounting overdue bills, debt settlement could be a lifeline, helping you clear your balances for less than you owe. When you successfully settle ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

You don’t need to be reckless with money to end up buried in debt. All it takes is one catastrophic event, sudden loss of a job, or a few months of “just getting by” – and suddenly, the interest ...

One card turns into three. A bill you didn’t expect. A missed payment. Suddenly, you’re checking your bank app daily just to stay above water. At some point, most ...

You’re committing to a long and worthy journey when you decide to become debt free, but that doesn’t mean you can’t get help along the way. There are several options that can help speed up your ...

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