The “prior knowledge exclusion” is an important provision to understand in the world of claims-made insurance policies. A typical prior knowledge exclusion specifies that the policy may provide ...

This is the third in a series of articles published by the Product Liability and Complex Torts group at Nilan Johnson Lewis, P.A., for product manufacturers as they prepare to respond to PFAS ...

In its submission to the Life Code Review, the Financial Advice Association of Australia (FAAA) said the code is important ...

Homeowners insurance is designed to provide financial protection against unexpected events that could damage your home or belongings. It typically covers perils like fire, theft, and certain types of ...

Insurance policies are contracts that insure loss or damage against a myriad of risks — from the mundane to the catastrophic. However, the true test of an insurance policy's strength often lies not in ...

A cheaper policy can fail precisely when older travellers need it most, because of how exclusions are written and applied.

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The U.S. military operation in Venezuela exposed unusual scenarios in which travelers may not be covered by their insurance ...

“It’s nothing more than a way for companies to screw you out of money.” “It’s a scam.” “It’s legalized extortion.” Those are direct quotes from my students — students who work as apprentices at ...

When a storm, fire, or burst pipe rips through your home, you expect your insurer to step in as a financial backstop, not a ...

When a person enters jail or prison, they lose more than their freedom. They often lose their health care. Because of a decades-old federal rule known as the Medicaid Inmate Exclusion Policy (MIEP), ...