CNBC Select looked at fees, interest rates and repayment options for different credit scores to find the best debt consolidation loans.

Americans are carrying a total of $1.2 trillion in credit card debt. But Affinity Plus says debt consolidation programs can help save money.

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

HomeLight survey reveals 80% of lenders report rising debt ratios. Loan officers warn against waiting for lower rates as ...

Discover the debt snowball method for eliminating debt effectively. Learn its advantages, drawbacks, and how it compares to ...

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*Rates and APRs are subject to change. All information provided here is accurate as of May 29, 2025. Credit card rates have been climbing in recent years, making it more expensive to service ...

*Rates and APRs are subject to change. All information provided here is accurate as of June 25, 2025. Credit card rates have been climbing in recent years, making it more expensive to service ...