Learn what the stated annual interest rate is and how to calculate it without compounding, plus how it compares to the effective annual rate.

Annual percentage yield (APY) is the effective annual rate of return on an investment. Learn how it accounts for compounding interest and how it differs from APR.

CD rates are still competitive despite recent drops, but where they head in 2026 will depend on numerous factors.

How much will banks' deposit costs fall, and how fast? That question is likely to be front and center during earnings season, which kicks off on Oct. 14, four weeks after the Federal Reserve resumed ...