Only a tiny group hits an 850 credit score. Here are four habits they share, and how you can borrow them to boost your own ...

Overview: AI-powered credit scoring uses advanced data analysis and machine learning to assess borrower risk more accurately than traditional models.Modern loan ...

Simply go to your preferences page and select the ✓ box for Young and the Invested. Once you've made this update, you'll see ...

Only a tiny fraction of Americans have reached the absolute top of the credit-scoring ladder in 2025, but that sliver of consumers tells an outsized story about how the system rewards long-term, ...

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

The five Cs of credit are character, capacity, collateral, capital, and conditions. They're important because lenders use them to set loan rates and terms.

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

These credit score myths can sabotage your finances. Here's what to believe (and what to ignore) if you want to build better ...

Fannie Mae has announced it will be scrapping the minimum credit score requirement of 620 for loans submitted through its Desktop Underwriter engine. The change comes into effect this weekend and ...

Starting Nov. 15, Fannie Mae is eliminating its 620 minimum middle credit score requirement for purchase and refinance home loan credit decisions. Fannie is following Freddie Mac’s lead from several ...