In 2026, a strong credit score can offer lower interest rates, easier loan approvals, cheaper insurance & better housing ...

Key Takeaways Americans in their 40s and 50s average a credit score in the low 700s, which is “good” but could be ...

Hitting an 800 credit score bumps you into the exceptional range. Here's what that means, and how to keep your place in the ...

It’s a tough time to be a borrower. Even if there is some moderate easing in 2026, mortgage rates (now about 6.15% for a 30-year loan) are largely expected to remain stubbornly high. Auto-loan rates ...

You may have seen the term “APR” while shopping for auto loans, mortgages or credit cards. It stands for “annual percentage rate” and describes the yearly cost of carrying an unpaid balance in various ...

You’re more likely to find rates below 5.00% when you have a higher credit score ...