There are plenty of red flags that suggest Americans are struggling. From Dollar Tree seeing a rise in affluent customers to ...

The results were striking. Applicants with no credit history saw approval rates of only 16% when lenders judged them solely by traditional indicators such as income. But adding shopping data almost ...

When it comes to economic indicators, the big national metrics don’t always reflect what is happening in ordinary households. But families certainly understand what it means for them if they are ...

Credit-card debt is soaring, interest rates on balances have moved into the 30% range on many cards, and delinquencies and bankruptcies are rising. The statistics are grim as consumers fight to keep ...

Q: How much does my credit rating matter? I filed for personal bankruptcy several years ago after a divorce. I'm employed now but want to start an online advertising-related service company that I ...

Credit unions present themselves as the "good guys," non-profit member-run organizations incapable of engaging in predatory financial services. While this is true for many, my research has uncovered ...

Three companies saw their higher credit card delinquency and charge-off rates rise in February. Bread Financial, Discover and JPMorgan Chase reported in recent press releases and SEC filings that ...

The problem with the credit-card industry isn’t just credit-card companies — it’s you too. This week the Senate takes up a bill that would seriously clamp down on some of the industry’s most unsavory ...

Managers of private-lending funds have no shortage of money at their disposal. The question is whether they will have enough good places to put it. During other recent bouts of volatility and ...

It is not often that a judgment from the Fifth Circuit Court of Appeals in New Orleans provokes outrage in the pages of the Financial Times. But that is what happened earlier this month. A ruling in ...