Consumers overall have manageable card loans, but growth in lending might be too slow ...

A Technologist? Really? When asked what they want to be when they grow up, most kids will answer: police officer, actor, astronaut, vet. But not Zilch co-founder Philip Belamant. Even back then, he ...

If you didn't know much about someone, would you lend them a whole lot of money? Probably not—and banks are the same way. That's why people with no credit history often have trouble getting loans.

While methods of tackling debt all trend toward winter terms, summer is an excellent time to start trimming your pile of debt ...

Credit-card debt is soaring, interest rates on balances have moved into the 30% range on many cards, and delinquencies and bankruptcies are rising. The statistics are grim as consumers fight to keep ...

Credit card debt is soaring, interest rates on balances have moved into the 30% range on many cards, and delinquencies and bankruptcies are rising. The statistics are grim as consumers fight to keep ...

FICO, the most commonly used credit-scoring model, generates scores ranging from a low of 300 to a high of 850. And Experian, one of the three major credit bureaus, defines poor credit as a score of ...

Some developing country governments spend years making the reforms that international financial institutions want—only to find that their efforts are not rewarded. They may make budgets more ...

Credit unions present themselves as the "good guys," non-profit member-run organizations incapable of engaging in predatory financial services. While this is true for many, my research has uncovered ...