As a credit cardholder, it's likely that you've come across the term "annual percentage rate." Even if you have a rough idea of how APR works and what it is, you may still have questions about how it ...

All credit cards come with more than a few moving parts. Among them is an annual percentage rate, or APR — the cost of borrowing money using the card. However, the tricky thing with credit cards is ...

Monthly repayments on credit cards reduce your disposable income every month. Use this calculator to find out how to clear a credit card account faster. Free up more cash to spend every month with our ...

A 0% APR credit card can be a great financial tool, but there are debt traps to be aware of when using one. Always make the minimum payments on your credit card to avoid consequences like late fees, ...

One big problem with credit cards is if you keep using them for purchases, you may never pay off your debt. Personal loans, ...

This week's best 0% intro APR cards offer up to 24 months interest-free -- ideal for large purchases or tackling debt without ...

The Fed's interest rate hikes are not the only reason for high credit card APRs. Credit card companies are making billions from excess interest charges. If you carry a balance on your credit card, ...

More than 8 in 10 people have successfully negotiated a lower APR. Here's what to say when you call your bank. My credit score and income are better than ever, so I called my bank to ask for a lower ...

Evan Coleman is an Updates Editor on the Credit Cards and Travel Rewards team at Forbes Advisor, showcasing his interest in personal finance and love of travel. He has written for a variety of local ...

Evan Coleman is an Updates Editor on the Credit Cards and Travel Rewards team at Forbes Advisor, showcasing his interest in personal finance and love of travel. He has written for a variety of local ...

A credit card’s interest rate is called its APR, or annual percentage rate. Different rates may be applied to various types of transactions — which could include purchases, balance transfers and cash ...