Americans are carrying a total of $1.2 trillion in credit card debt. But Affinity Plus says debt consolidation programs can help save money.

Consolidating credit card debt with a personal loan means taking out a new personal loan, using the loan proceeds to pay off credit card balances and then paying off the new loan.

If you were hoping the Federal Reserve's recent rate cut, its first of 2025, was going to make your credit card debt easier ...

With today's credit card rates sitting at over 23%, it's easy for any credit card debt you're carrying to cause financial distress. As the compound interest charges accrue, the balance on your credit ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. When credit card bills pile up and ...

If you’re overwhelmed by rising credit card balances, you’re not alone — credit card debt continues to climb nationwide. The average credit card balance reached $7,236 in the third quarter of 2024, up ...

Charlie Tarver is a personal loan expert with more than five years of experience. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc. (Credible), which is ...

BATON ROUGE, La. (CONSUMER REPORTS) - For many families, credit card debt is a huge source of stress, and when the bills keep piling up, it might seem like there’s no way out. But before you lose hope ...

Could your debt be reduced or forgiven? Take our financial relief quiz. If your debt load feels overwhelming, using debt consolidation strategies can help you get a handle on your payments. But, ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

CNBC Select looked at fees, interest rates and repayment options for different credit scores to find the best debt consolidation loans.