Discover how to build a CD ladder to strategically enhance liquidity and maximize interest. A step-by-step guide for balanced investing with certificates of deposit.

Certificates of deposit, or CDs, are delivering big returns these days with fixed rates reaching as much as 6% APY. (See the best CD rates you can get here.) While that is a solid rate of return on ...

Learn how to shop around, match terms, and earn higher than average APYs. Here's how to make more out of your CD investments ...

Certificates of deposit (CDs) are a popular tool for savers who want to earn a meaningful return on their cash. As you start investing in CDs, you'll notice that the main factor that plays a role in ...

CDs generally have fixed interest rates and offer higher yields compared with traditional savings accounts. Top-yielding 1-year CDs continue to outpace inflation, making them a good place to store ...

Certificates of deposit (CDs) have become a popular safe haven for retirees. But with the Federal Reserve already cutting interest rates, today's CD yields may not last. Retirees who want to protect ...

The year 2024 is marked by individuals seeking to reduce risk in their financial holdings and enhance their net worth consistently in foreseeable ways. In the quest to achieve economic stability, many ...

After the latest Fed rate cut, the best CD rates today are reaching up to 5.11% APY. Take advantage of these yields before ...

If I were putting money into certificate of deposits (CDs) right now, I wouldn't wait. The Fed is expected to start cutting rates later this month, and once that happens, today's best CD yields will ...

I started investing a lot of my savings in CDs this year when I saw how high APYs are right now. I asked the experts how I could improve my strategy and learned I shouldn't stick to just a couple ...

Miranda Marquit, MBA, is a freelance contributor to Newsweek’s personal finance team. She has an M.A. in journalism from Syracuse University and has been writing and podcasting about money since 2006.

With the Federal Reserve once again holding rates steady following its March meeting, savers have a continued opportunity to benefit from high interest rates on certificates of deposit (CD) accounts.