Americans are carrying a total of $1.2 trillion in credit card debt. But Affinity Plus says debt consolidation programs can help save money.

Today's unique economy may be difficult to navigate for credit card users, but there are solutions worth exploring.

Debt consolidation can simplify your finances and potentially lower your interest rate. There may be upfront costs that can ...

Financial stress affects 73% of Americans, with mounting credit card balances, medical bills, and personal loans creating overwhelming monthly obligations. When minimum payments consume most of your ...

If you’re drowning in debt, you might consider credit counseling. Credit counselors can help you make a plan to tackle your debt and educate you on managing your money. The U.S. Department of Justice ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

Personal loans can be a safe and affordable form of financing. CNBC Select explains how to choose the one that's right for you.

It seems like it's easier than ever these days to charge your credit card. However, those purchases and interest add up ...

Compare the best loans for bad credit from top lenders that offer same-day funding and low rates, even if you have poor credit. Get a bad-credit personal loan today.

Student loan debt continues to weigh heavily on millions of Americans who are navigating rising living costs and uncertain ...