Let’s call it Baby Step 3b. Baby Step 1 is saving up $1,000 for a beginner emergency fund. Step 2 is paying off all consumer debt from smallest to largest using the debt snowball. Then, Baby Step 3 is ...
Dear Dave, my husband and I are on Baby Step 3b, and we’re saving for a house. We’re out of debt, and both of us make good money, plus we each have 20-year-level term life insurance policies with ...
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